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Chandler
AZ
Chandler offers a vibrant blend of suburban charm and urban convenience. With its thriving tech industry, residents enjoy a dynamic job market alongside a rich array of dining and shopping options. The city boasts beautiful parks, top-rated schools, and a strong sense of community, making it ideal for families and young professionals alike. Outdoor enthusiasts will appreciate the nearby hiking trails and recreational facilities, while cultural events and festivals add to the lively atmosphere.
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Thriving tech scene
Family-friendly
Beautiful parks
Vibrant dining
Cultural events
Overview
$677,492
Average Sales Price
$549,981
Median Sales Price
263,661
Population
898
Total Listings
Featured Listings
For Sale (900)
For Sold (24572)
Open Thu 12PM-3PM4 Beds3.5 Baths3,235 SqFt3016 W Ironwood Circle, Chandler, AZ 85226
Listed by Shannon Gillette of Real Broker
Open Fri 3PM-7PM4 Beds2.5 Baths2,826 SqFt6973 S RUBY Drive, Chandler, AZ 85249
Listed by Michelle L Minik of Realty of America LLC
Open Sat 11AM-1PM4 Beds3 Baths2,314 SqFt1692 W HOMESTEAD Drive, Chandler, AZ 85286
Listed by Cindy Gutierrez of eXp Realty
Open Sat 11AM-1PM4 Beds2.5 Baths1,548 SqFt1326 W BOXELDER Court, Chandler, AZ 85224
Listed by Theodore F Harden of HomeSmart
Open Sun 11AM-3PM5 Beds4 Baths3,430 SqFt3715 E BLUEBIRD Place, Chandler, AZ 85286
Listed by Shannon L Campbell of Good Oak Real Estate
Open Sat 9AM-1PM4 Beds2 Baths2,264 SqFt1677 E HAWKEN Place, Chandler, AZ 85286
Listed by Sara Pichelmann of HomeSmart
Amenities & Attractions
Restaurants
Home Services
Health & Medical
Local Services
Shopping
Recreation
Arts & Entertainment
Food
Beauty
Nightlife
Event Planning & Services
Automotive
Religious Organizations
Financial Services
Professional Services
Education
Pets
Public Services & Government
-
Jet’s Pizza
4245 S Arizona Ave, Chandler, AZ 85248
Pizza Phone: 480-895-7492
-
Porkopolis
1445 S Arizona Ave, Chandler, AZ 85286
Barbeque Phone: 480-899-7675
-
Cafe Kindness at Chandler Regional Medical Center
1955 W Frye Road, Chandler, AZ 85224
Cafeteria Phone: 480-728-3479
-
Kami
4939 W Ray Rd, Chandler, AZ 85226
Japanese Phone: 480-961-5228
-
Rosati’s Pizza
2040 S Alma School Rd, Chandler, AZ 85248
Pizza Phone: 480-899-2255
-
Tao Garden
2050 N Alma School Rd, Chandler, AZ 85224
Chinese Phone: 480-857-4188
-
Thai Paradise
918 N Alma School Rd, Chandler, AZ 85224
Thai Phone: 480-855-5333
-
Papa Murphy’s
3900 W Ray Rd, Chandler, AZ 85226
Pizza Phone: 480-814-7878
-
Chuck E Cheese
304-374 S Price Rd, Chandler, AZ 85224
Pizza
-
Hon Machi
2975 S Alma School Rd, Chandler, AZ 85286
Japanese Phone: 480-857-2021
-
Gold Chef
1055 S Arizona Ave, Chandler, AZ 85286
Chinese Phone: 480-812-3661
-
Boston Market
1010 N Alma School Rd, Chandler, AZ 85224
American (Traditional) Phone: 480-786-3535
-
Hungry Howie’s Pizza
1909 East Ray Rd, Ste #6, Chandler, AZ 85225
Pizza Phone: 480-857-9377
-
Burrito Express
985 W Elliot Rd, Chandler, AZ 85225
Mexican Phone: 480-812-0883
-
Olive Garden Italian Restaurant
3430 W Chandler Blvd, Chandler, AZ 85226
Italian Phone: 480-857-0126
-
Carnitas Michoacan Restaurant
474 W Ray Rd, Chandler, AZ 85225
Mexican Phone: 480-917-1404
-
El Viejo Taquito
757 East Chandler Boulevard, Chandler, AZ 85225
Mexican Phone: 480-732-9229
-
Hoosier Cafe
393 W Warner Rd, Chandler, AZ 85225
Diners Phone: 480-814-7199
-
TorTalicious Mexican Cafe
950 E Pecos Rd, Chandler, AZ 85225
Mexican Phone: 480-917-0078
-
Sonic
2050 S Arizona Ave, Chandler, AZ 85286
Fast Food
-
Seksun Sushi
1175 W Ray Rd, Chandler, AZ 85224
Japanese Phone: 602-899-7342
-
La Serenita Tacos & Mariscos
961 W Ray Rd, Chandler, AZ 85225
Mexican Phone: 480-814-8421
Educational Environment
Elementary Schools (56)Middle Schools (32)High Schools (25)
Name
Category
Grades
Library
Ratio
10/10
Basis Chandler
1800 E Chandler Blvd, Chandler, AZ 85225
Public
5 - 12
No
STUDENTS/TEACHERS
10/10
Great Hearts Academies - Archway Chandler
1951 N Alma School Rd, Chandler, AZ 85224
Public
KG - 12
No
STUDENTS/TEACHERS
10/10
Knox Gifted Academy
700 W Orchid Ln, Chandler, AZ 85225
Public
PK - 6
No
20:1 STUDENTS/TEACHERS
10/10
Chandler Traditional Academy - Independence
1405 W Lake Dr, Sun Lakes, AZ 85248
Public
KG - 6
No
21:1 STUDENTS/TEACHERS
10/10
Chandler Traditional Academy - Liberty Campus
550 N Emmett Dr, Chandler, AZ 85225
Public
KG - 6
No
22:1 STUDENTS/TEACHERS
10/10
Chandler Traditional Academy - Goodman
2600 W Knox Rd, Chandler, AZ 85224
Public
KG - 6
No
20:1 STUDENTS/TEACHERS
10/10
Summit Academy
1560 W Summit Pl, Chandler, AZ 85224
Public
KG - 8
No
19:1 STUDENTS/TEACHERS
9/10
Great Hearts Academies - Chandler Preparatory
1951 N Alma School Rd, Chandler, AZ 85224
Public
KG - 12
No
STUDENTS/TEACHERS
9/10
Athlos Traditional Academy
3201 South Gilbert Rd, Chandler, AZ 85286
Public
KG - 8
No
STUDENTS/TEACHERS
9/10
Carlson Elementary School
5400 South White, Chandler, AZ 85249
Public
KG - 6
No
19:1 STUDENTS/TEACHERS
9/10
Kyrene de la Mirada School
5500 W Galveston St, Chandler, AZ 85226
Public
PK - 5
No
15:1 STUDENTS/TEACHERS
9/10
Jacobson Elementary School
1515 NW Jacaranda Pkwy, Chandler, AZ 85248
Public
KG - 6
No
21:1 STUDENTS/TEACHERS
9/10
Kyrene Traditional Academy
3375 W Galveston St, Chandler, AZ 85226
Public
PK - 5
No
18:1 STUDENTS/TEACHERS
9/10
Kyrene de las Brisas School
777 N Desert Breeze Blvd E, Chandler, AZ 85226
Public
PK - 5
No
19:1 STUDENTS/TEACHERS
9/10
Kyrene del Cielo School
1350 N Lakeshore Dr, Chandler, AZ 85226
Public
PK - 5
No
18:1 STUDENTS/TEACHERS
8/10
Paragon Science Academy
5580 W Chandler Blvd, Chandler, AZ 85226
Public
KG - 12
No
STUDENTS/TEACHERS
8/10
Navarrete University
6490 S Sun Groves Blvd, Chandler, AZ 85249
Public
KG - 6
No
18:1 STUDENTS/TEACHERS
8/10
Tarwater Elementary School
2300 S Gardner Dr, Chandler, AZ 85286
Public
KG - 6
No
20:1 STUDENTS/TEACHERS
8/10
Basha Elementary School
3535 S Basha Rd, Chandler, AZ 85248
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
8/10
Pomeroy Elementary School
1507 W Shawnee Dr, Chandler, AZ 85224
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
8/10
Ryan Elementary School
4600 S Bright Angel Way, Chandler, AZ 85249
Public
KG - 6
No
19:1 STUDENTS/TEACHERS
8/10
Kyrene de la Paloma Elementary School
5000 W Whitten St, Chandler, AZ 85226
Public
PK - 5
No
17:1 STUDENTS/TEACHERS
8/10
Santan Elementary School
1550 E Chandler Heights Rd, Chandler, AZ 85249
Public
PK - 6
No
16:1 STUDENTS/TEACHERS
8/10
Haley Elementary School
3401 S Layton Lakes Blvd, Chandler, AZ 85286
Public
KG - 6
No
17:1 STUDENTS/TEACHERS
7/10
Dobson Academy the - a Ball Charter School
2207 N Dobson Rd, Chandler, AZ 85224
Public
KG - 8
No
STUDENTS/TEACHERS
7/10
Hull Elementary School
2424 E Maren Dr, Chandler, AZ 85249
Public
PK - 6
No
16:1 STUDENTS/TEACHERS
6/10
Shumway Elementary School
1325 N Shumway Ave, Chandler, AZ 85225
Public
PK - 6
No
15:1 STUDENTS/TEACHERS
6/10
Hartford Sylvia Encinas Elementary School
700 N Hartford St, Chandler, AZ 85225
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
6/10
Fulton Elementary School
4750 S Sunland Dr, Chandler, AZ 85248
Public
KG - 6
No
19:1 STUDENTS/TEACHERS
6/10
Hancock Elementary School
2425 S Pleasant Dr, Chandler, AZ 85286
Public
PK - 6
No
19:1 STUDENTS/TEACHERS
6/10
Chandler Traditional Academy - Humphrey
125 S 132nd St, Chandler, AZ 85225
Public
KG - 6
No
15:1 STUDENTS/TEACHERS
5/10
Conley Elementary School
500 S Arrowhead Dr, Chandler, AZ 85224
Public
PK - 6
No
16:1 STUDENTS/TEACHERS
5/10
Sirrine Elementary School
591 W Mesquite St, Chandler, AZ 85225
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
5/10
Bologna Elementary School
1625 E Frye Rd, Chandler, AZ 85225
Public
PK - 6
No
14:1 STUDENTS/TEACHERS
5/10
San Marcos Elementary School
451 W Frye Rd, Chandler, AZ 85225
Public
PK - 6
No
15:1 STUDENTS/TEACHERS
5/10
Galveston Elementary School
661 E Galveston St, Chandler, AZ 85225
Public
PK - 6
No
16:1 STUDENTS/TEACHERS
5/10
Anderson Elementary School
1350 N Pennington Dr, Chandler, AZ 85224
Public
KG - 5
No
20:1 STUDENTS/TEACHERS
4/10
Vector Preparatory and Arts Academy
2020 N Arizona Ave, Chandler, AZ 85225
Public
KG - 6
No
STUDENTS/TEACHERS
4/10
Sanborn Elementary School
700 N Superstition Blvd, Chandler, AZ 85225
Public
KG - 6
No
18:1 STUDENTS/TEACHERS
4/10
Frye Elementary School
801 E Frye Rd, Chandler, AZ 85225
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
0/10
Bright Beginnings Middle School
2716 N Dobson Rd, Chandler, AZ 85224
Public
5 - 8
No
STUDENTS/TEACHERS
0/10
Tri-City Christian Academy
2211 W Germann Rd, Chandler, AZ 85286
Private
KG - 12
Yes
15:1 STUDENTS/TEACHERS
0/10
St Mary-Basha Catholic School
200 W Galveston St, Chandler, AZ 85225
Private
KG - 8
Yes
18:1 STUDENTS/TEACHERS
0/10
Chandler Christian Academy
19620 S Mcqueen Rd, Chandler, AZ 85286
Private
PK - 8
No
11:1 STUDENTS/TEACHERS
0/10
Hope Christian Academy
1125 N Dobson Rd, Chandler, AZ 85224
Private
KG - 8
No
9:1 STUDENTS/TEACHERS
0/10
Risen Savior Lutheran Church & School
23914 S Alma School Rd, Sun Lakes, AZ 85248
Private
PK - 6
Yes
12:1 STUDENTS/TEACHERS
0/10
Casa del Nino Bilingual Montessori School
2625 W Queen Creek Rd Ste 6, Chandler, AZ 85248
Private
PK - 4
No
5:1 STUDENTS/TEACHERS
0/10
Adobe Montessori School
6400 W Del Rio St, Chandler, AZ 85226
Private
PK - KG
No
1:1 STUDENTS/TEACHERS
0/10
New Vistas Academy
670 N Arizona Ave Ste 35, Chandler, AZ 85225
Private
PK - 6
No
9:1 STUDENTS/TEACHERS
0/10
Desert Sun Child Development Center
1512 W Elliot Rd, Chandler, AZ 85224
Private
PK - KG
No
9:1 STUDENTS/TEACHERS
0/10
Montessori Day Public Schools Chartered - Tempe
1700 W Warner Rd, Chandler, AZ 85224
Public
KG - 8
No
STUDENTS/TEACHERS
0/10
Bright Beginnings School #1
400 N Andersen Blvd, Chandler, AZ 85224
Public
KG - 8
No
STUDENTS/TEACHERS
0/10
Mosaica Preparatory Academy of Chandler
5835 W Ray Rd, Chandler, AZ 85226
Public
KG - 9
No
STUDENTS/TEACHERS
0/10
Fulton Ranch Learing Center
204 W Chandler Heights Rd, Chandler, AZ 85248
Public
KG - 6
No
STUDENTS/TEACHERS
0/10
Jordan Center for Early Education
3320 N Carriage Ln, Chandler, AZ 85224
Public
PK - 6
No
STUDENTS/TEACHERS
0/10
St Peter Indian Mission School
1500 N St Peter Rd, Bapchule, AZ 85121
Private
PK - 8
Yes
21:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
10/10
Basis Chandler
1800 E Chandler Blvd, Chandler, AZ 85225
Public
5 - 12
No
STUDENTS/TEACHERS
10/10
Great Hearts Academies - Archway Chandler
1951 N Alma School Rd, Chandler, AZ 85224
Public
KG - 12
No
STUDENTS/TEACHERS
10/10
Arizona College Preparatory Erie Campus
1150 W Erie St, Chandler, AZ 85224
Public
7 - 12
No
18:1 STUDENTS/TEACHERS
10/10
Arizona College Preparatory Oakland Campus
191 W Oakland St, Chandler, AZ 85225
Public
6 - 8
No
20:1 STUDENTS/TEACHERS
10/10
Summit Academy
1560 W Summit Pl, Chandler, AZ 85224
Public
KG - 8
No
19:1 STUDENTS/TEACHERS
9/10
Great Hearts Academies - Chandler Preparatory
1951 N Alma School Rd, Chandler, AZ 85224
Public
KG - 12
No
STUDENTS/TEACHERS
9/10
Athlos Traditional Academy
3201 South Gilbert Rd, Chandler, AZ 85286
Public
KG - 8
No
STUDENTS/TEACHERS
9/10
Kyrene Aprende Middle School
777 N Desert Breeze Blvd E, Chandler, AZ 85226
Public
6 - 8
No
20:1 STUDENTS/TEACHERS
9/10
Basha High School
5990 S Val Vista Dr, Chandler, AZ 85249
Public
6 - 12
No
21:1 STUDENTS/TEACHERS
8/10
Paragon Science Academy
5580 W Chandler Blvd, Chandler, AZ 85226
Public
KG - 12
No
STUDENTS/TEACHERS
8/10
Bogle Junior High School
1600 W Queen Creek Rd, Chandler, AZ 85248
Public
7 - 8
No
21:1 STUDENTS/TEACHERS
8/10
Kyrene del Pueblo Middle School
360 S Twelve Oaks Blvd, Chandler, AZ 85226
Public
6 - 8
No
17:1 STUDENTS/TEACHERS
7/10
Dobson Academy the - a Ball Charter School
2207 N Dobson Rd, Chandler, AZ 85224
Public
KG - 8
No
STUDENTS/TEACHERS
7/10
Santan Jr. High School
1550 E Chandler Heights Rd, Chandler, AZ 85249
Public
7 - 8
No
21:1 STUDENTS/TEACHERS
6/10
Chandler Online Academy
500 W Galveston St, Chandler, AZ 85225
Public
7 - 12
No
STUDENTS/TEACHERS
5/10
Anderson Junior High School
1255 N Dobson Rd, Chandler, AZ 85224
Public
6 - 8
No
19:1 STUDENTS/TEACHERS
4/10
Willis Junior High School
401 S McQueen Rd, Chandler, AZ 85225
Public
7 - 8
No
22:1 STUDENTS/TEACHERS
2/10
Az Compass Preparatory School
2020 N Arizona Ave, Chandler, AZ 85225
Public
7 - 12
No
STUDENTS/TEACHERS
0/10
Bright Beginnings Middle School
2716 N Dobson Rd, Chandler, AZ 85224
Public
5 - 8
No
STUDENTS/TEACHERS
0/10
Tri-City Christian Academy
2211 W Germann Rd, Chandler, AZ 85286
Private
KG - 12
Yes
15:1 STUDENTS/TEACHERS
0/10
St Mary-Basha Catholic School
200 W Galveston St, Chandler, AZ 85225
Private
KG - 8
Yes
18:1 STUDENTS/TEACHERS
0/10
Chandler Christian Academy
19620 S Mcqueen Rd, Chandler, AZ 85286
Private
PK - 8
No
11:1 STUDENTS/TEACHERS
0/10
Cenpatico Schools
290 S Cooper Rd, Chandler, AZ 85225
Private
7 - 12
No
6:1 STUDENTS/TEACHERS
0/10
Hope Christian Academy
1125 N Dobson Rd, Chandler, AZ 85224
Private
KG - 8
No
9:1 STUDENTS/TEACHERS
0/10
Oasis Recovery
2190 N Grace Blvd, Chandler, AZ 85225
Private
7 - 12
No
35:1 STUDENTS/TEACHERS
0/10
Montessori Day Public Schools Chartered - Tempe
1700 W Warner Rd, Chandler, AZ 85224
Public
KG - 8
No
STUDENTS/TEACHERS
0/10
Bright Beginnings School #1
400 N Andersen Blvd, Chandler, AZ 85224
Public
KG - 8
No
STUDENTS/TEACHERS
0/10
Primavera - Online
2471 N Arizona Ave, Chandler, AZ 85225
Public
6 - 12
No
STUDENTS/TEACHERS
0/10
Mosaica Preparatory Academy of Chandler
5835 W Ray Rd, Chandler, AZ 85226
Public
KG - 9
No
STUDENTS/TEACHERS
0/10
Ken 'Chief' Hill Learning Academy
290 S Cooper Rd, Chandler, AZ 85225
Public
7 - 12
No
15:1 STUDENTS/TEACHERS
0/10
Brightmont Academy - Chandler
5540 W Chandler Blvd Ste 1, Chandler, AZ 85226
Private
6 - 12
No
4:1 STUDENTS/TEACHERS
0/10
St Peter Indian Mission School
1500 N St Peter Rd, Bapchule, AZ 85121
Private
PK - 8
Yes
21:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
10/10
Basis Chandler
1800 E Chandler Blvd, Chandler, AZ 85225
Public
5 - 12
No
STUDENTS/TEACHERS
10/10
Great Hearts Academies - Archway Chandler
1951 N Alma School Rd, Chandler, AZ 85224
Public
KG - 12
No
STUDENTS/TEACHERS
10/10
Arizona College Preparatory Erie Campus
1150 W Erie St, Chandler, AZ 85224
Public
7 - 12
No
18:1 STUDENTS/TEACHERS
9/10
Great Hearts Academies - Chandler Preparatory
1951 N Alma School Rd, Chandler, AZ 85224
Public
KG - 12
No
STUDENTS/TEACHERS
9/10
Basha High School
5990 S Val Vista Dr, Chandler, AZ 85249
Public
6 - 12
No
21:1 STUDENTS/TEACHERS
8/10
Paragon Science Academy
5580 W Chandler Blvd, Chandler, AZ 85226
Public
KG - 12
No
STUDENTS/TEACHERS
7/10
Hamilton High School
3700 S Arizona Ave, Chandler, AZ 85248
Public
9 - 12
No
24:1 STUDENTS/TEACHERS
6/10
Chandler Online Academy
500 W Galveston St, Chandler, AZ 85225
Public
7 - 12
No
STUDENTS/TEACHERS
5/10
Chandler High School
350 N Arizona Ave, Chandler, AZ 85225
Public
9 - 12
No
20:1 STUDENTS/TEACHERS
2/10
Az Compass Preparatory School
2020 N Arizona Ave, Chandler, AZ 85225
Public
7 - 12
No
STUDENTS/TEACHERS
1/10
Kaizen Education Foundation Dba el Dorado High School
2200 N Arizona Ave, Chandler, AZ 85225
Public
9 - 12
No
STUDENTS/TEACHERS
1/10
Intelli-School
1727 N Arizona Ave, Chandler, AZ 85225
Public
9 - 12
No
STUDENTS/TEACHERS
0/10
Evit - Basha High School
15990 South Val Vista Dr, Chandler, AZ 85249
Public
9 - 12
No
STUDENTS/TEACHERS
0/10
Evit - Hamilton High School
3700 S Arizona Ave, Chandler, AZ 85248
Public
10 - 12
No
STUDENTS/TEACHERS
0/10
Tri-City Christian Academy
2211 W Germann Rd, Chandler, AZ 85286
Private
KG - 12
Yes
15:1 STUDENTS/TEACHERS
0/10
Seton Catholic Preparatory High School
1150 N Dobson Rd, Chandler, AZ 85224
Private
9 - 12
Yes
15:1 STUDENTS/TEACHERS
0/10
Valley Christian High School
6900 W Galveston St, Chandler, AZ 85226
Private
9 - 12
Yes
12:1 STUDENTS/TEACHERS
0/10
Cenpatico Schools
290 S Cooper Rd, Chandler, AZ 85225
Private
7 - 12
No
6:1 STUDENTS/TEACHERS
0/10
Oasis Recovery
2190 N Grace Blvd, Chandler, AZ 85225
Private
7 - 12
No
35:1 STUDENTS/TEACHERS
0/10
Primavera - Online
2471 N Arizona Ave, Chandler, AZ 85225
Public
6 - 12
No
STUDENTS/TEACHERS
0/10
Blueprint High School
670 N Arizona Ave, Chandler, AZ 85225
Public
9 - 12
No
STUDENTS/TEACHERS
0/10
Evit - Hendrix Junior High School
1550 W Summit Pl, Chandler, AZ 85224
Public
9 - 9
No
STUDENTS/TEACHERS
0/10
Evit - Chandler High School
350 N Arizona Ave, Chandler, AZ 85225
Public
9 - 12
No
STUDENTS/TEACHERS
0/10
Ken 'Chief' Hill Learning Academy
290 S Cooper Rd, Chandler, AZ 85225
Public
7 - 12
No
15:1 STUDENTS/TEACHERS
0/10
Brightmont Academy - Chandler
5540 W Chandler Blvd Ste 1, Chandler, AZ 85226
Private
6 - 12
No
4:1 STUDENTS/TEACHERS
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Demographics
Data provided by Attom Data
Population
Employment
Population
263.7K
263.7K in 2020
Density
1.4K
per square mile
Households
99.6K
35 With Children
Gender
48% / 52%
Men Vs Women
Occupancy
67% / 33%
Owned Vs Rented
Age Median: -- Years
No Data
Education Level
No Data
FAQs
To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What's included in my monthly mortgage payment?
Your monthly mortgage payment typically includes principal, interest, property taxes, and homeowners insurance (often abbreviated as PITI). Depending on your loan, it may also include private mortgage insurance (PMI), homeowners association (HOA) fees, or other costs.
What is a 2-1 buydown, and how does it work?
A 2-1 buydown is a type of mortgage financing that temporarily lowers your interest rate for the first two years of the loan. In the first year, your rate is reduced by 2%, and in the second year, it's reduced by 1%. After that, your rate adjusts to the original agreed-upon rate for the remainder of the loan.
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
The cost of a 2-1 buydown can be paid by the buyer, seller, or lender, depending on the agreement. Often, sellers offer to pay for the buydown as an incentive to attract buyers, especially in a slower market. Buyers can also choose to pay for it themselves if they want lower initial payments.
What are closing costs, and how much should I expect to pay?
Closing costs are fees associated with finalizing your home purchase, including loan origination fees, title insurance, appraisal fees, and more. They typically range from 2% to 5% of the home's purchase price. Some costs may be negotiable, and in certain cases, sellers may agree to cover part of them.
How does my credit score affect my mortgage rate?
Your credit score plays a significant role in determining your mortgage rate. A higher score typically qualifies you for lower interest rates, which can save you thousands of dollars over the life of your loan. If your score is lower, you may still qualify for a loan, but at a higher rate.
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